Copyright Laws / Policy and Our Intellectual Property

The www.phoenixloans4u.com name and www.phoenixloans4u.com logo, web design, and related marks are registered trademarks/design marks of Phoenix Loans LLC or its affiliated companies. All rights reserved.

Our intellectual property includes all of the contents of our site including but not limited to articles, images, logos, text, photographs, graphics, video material, audio material, illustrations and software. Our intellectual property is protected by all applicable laws, including copyright, trademark, web domain and other laws of the United States. This may include any applicable international conventions and laws of other countries. Phoenix Loans LLC owns and controls this intellectual property.

You may not reproduce, duplicate, copy, sell, or otherwise exploit any part of this site for any commercial purpose that is not expressly permitted by Phoenix Loans LLC in writing. The content posted on this site may not be altered, copied or modified in any way.

Lawful Use of Our Site

Improper use of this site is not permitted. Such use may be any purpose that is unlawful, damages this site or prohibited by this Terms of Use Statement. You also agree that none of your actions while using this site will violate any applicable local, state, national or international law.

By using our site you agree to indemnify and hold harmless Phoenix Loans LLC, its officers, directors, employees, agents, licensors, business associates, and suppliers from and against any actual or threatened claims, actions or demands, liabilities and settlements including, but not limited to, legal and professional fees, resulting from, or alleged to result from, your use of the site in a manner that violates this Terms of Use Statement or any applicable law.

Terms of Loan

Our site allows you to apply for a loan through www.phoenixloans4u.com. The terms and conditions of the application process and approved loan are set forth in the contract and licensing requirements allowed by each state where Phoenix Loans LLC is licensed. Phoenix Loans LLC reserves the right to approve or deny your loan application for any reason at its sole discretion.

Use of Communication Services

A communication service may include any type of social media including but not limited to Facebook, Twitter and Google Plus accounts and/or pages. The www.phoenixloans4u.com website may contain blogs, forums, chat areas, and/or other communication services. You agree to use these features in a manner that is lawful and proper and for the purpose of posting or receiving messages and material that are related to the services offered by Phoenix Loans LLC.

Prohibited actions:

• Violation of privacy rights including any attempts to defame, abuse, harass, stalk, threaten or otherwise violate the legal rights of others.
• Publish or post any defamatory, obscene or unlawful statements, photographs, images or information.
• Intentionally attempt to upload files that contain virus, software or other material protected by copyright or intellectual property laws, or anything that may damage the website.
• Publicize any offer to buy or sell goods and services for any business purpose unless specifically granted permission in writing by Phoenix Loans LLC.

Violation of any applicable laws or regulations.

Phoenix Loans LLC. reserves the right to review any content, information, materials posted to a Communication Services and delete any material in its sole discretion. Phoenix Loans LLC. reserves the right to terminate your access to any or all of the Communication Services at any time without notice for any reason whatsoever.

We reserve the right at all times to edit, remove or post any information in our sole discretion that we consider necessary to abide by any applicable laws, regulations, legal processes, governmental requests or for any other reason we deem necessary.

Please be careful to always use caution when using any of our communication services when giving out any personally identifying information about yourself or your family. Phoenix Loans LLC. does not control or endorse the content, messages or information found in any Communication Service. You agree that Phoenix Loans LLC is not liable for any actions resulting from your participation in any of our Communication Services. Participants and employees of Phoenix Loans LLC and their views do not reflect those of Phoenix Loans LLC. Participants, employees, suppliers, advertisers or any other users are not authorized spokespersons of Phoenix Loans LLC.

Any materials or information uploaded or posted to one of our Communication Services is subject to this Terms of Use Statement and its contents.

Restriction and Termination of Use

Phoenix Loans LLC reserves the right, in its sole discretion, to terminate your access to the Phoenixloans4u.com website and the related Communication Services or any portion thereof at any time, without notice.

Disclaimer of Warranty, Limitation of Liability, and Release

Phoenix Loans LLC does not guarantee the accuracy of the information found on our website. Your reliance on information found on the site is at your own risk.

THE SITE, AND ALL ITS CONTENTS, IS PROVIDED TO YOU "AS IS." WWW.PHOENIXLOANS4U.COM MAKES NO WARRANTIES OR REPRESENTATIONS, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT OF THE RIGHTS OF THIRD PARTIES, DATA ACCURACY, OR QUIET ENJOYMENT.

UNDER NO CIRCUMSTANCES WILL PHOENIX LOANS LLC OR ANY OTHERS INVOLVED IN CREATING THE SITE AND ITS CONTENTS BE LIABLE FOR ANY DAMAGES OR INJURY, INCLUDING ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE OR OTHER DAMAGES RESULTING FROM ANY CIRCUMSTANCE INVOLVING THE SITE OR ITS CONTENT (INCLUDING BUT NOT LIMITED TO DAMAGES OR INJURY CAUSED BY ERROR, OMISSION, INTERRUPTION, DEFECT, FAILURE OF PERFORMANCE, MISDIRECTED OR REDIRECTED TRANSMISSIONS, FAILED INTERNET CONNECTIONS, UNAUTHORIZED USE OF THIS SITE, LOST DATA, DELAY IN OPERATION OR TRANSMISSION, BREACH OF SECURITY, LINE FAILURE, DEFAMATORY, OFFENSIVE OR ILLEGAL CONDUCT OF ANY USER OF THIS SITE, OR COMPUTER VIRUS, WORM, TROJAN HORSE OR OTHER HARMFUL COMPONENT), EVEN IF YOU HAVE ADVISED WWW.PHOENIXLOANS4U.COM IN ADVANCE OF THE POSSIBILITY OF SUCH DAMAGE.

PHOENIX LOANS LLC DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE MATERIALS ON THIS SITE IN TERMS OF THEIR TIMELINESS, CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE. WHILE WE MAKE REASONABLE EFFORTS TO PROVIDE ACCURATE AND TIMELY INFORMATION ABOUT PHOENIXLOANS4U.COM ON THIS SITE, YOU SHOULD NOT ASSUME THAT THE INFORMATION PROVIDED IS ALWAYS UP TO DATE OR THAT THIS SITE CONTAINS ALL THE RELEVANT INFORMATION AVAILABLE ABOUT OUR COMPANY. WE UNDERTAKE NO OBLIGATION TO VERIFY OR MAINTAIN THE CURRENT STATUS OF SUCH INFORMATION.

The extent of any exclusion of certain warranties or the limitation or exclusion of liability for incidental or consequential damages will be determined by applicable law. Some of the above limitations or exclusions may not apply to you.

In no event shall Phoenix Loans LLC's aggregate liability to you or any third party for damages, losses, and causes of action exceed the amount paid by you, if any, for accessing this site or $100, whichever is lesser. Any and all actions are agreed by you to be brought within one year from the date of the actual cause of action, and that actions brought after this date will be barred.

You agree to release Phoenix Loans LLC (and our officers, directors, agents, and employees) from claims, demands, and damages (actual and consequential) of every kind and nature, known and unknown, suspected and unsuspected, disclosed and undisclosed, in the event you have a dispute with Phoenix Loans LLC arising out of or in any way connected with such disputes.